I feel like my wheels are always spinning. I seem to never get out of this vicious cycle of feeling poor. I am always asking myself, where in the world does my money go? Out the window that’s where. I spend it foolishly on nonsense and that’s about to end!
So I found this free budget app called Daily Budget. (No this isn’t an advertisement for them). It has a little piggy bank as its icon and I found it very simple to use.
First though I have a planner that I buy from Walmart every year to keep my appointments, subbing jobs, and ahh yes of course my bills in. The planner cost $8 (if that)and without it I’d be lost. It doesn’t have any bells or whistles. It’s just easy to follow because it has a month at a view glance which is great because you can see everything coming up right in front of you.
I love the idea of putting stickers in here or using bright colored markers but in reality I don’t have the time right now. That’s all a part of my bigger picture and my time management adventure that I’ll be tackling soon.
Sorry to cut this post short so for now I’m going to leave you with this but at the end of the week I’ll update you on my budgeting progress!!
Since I left my full time job three years ago and began free-lancing, I have been keeping a simple ledger, annotating how much I spend on what and how much comes in. It’s very useful to do a recap at the end of the month. It does give you a better sense of where the money goes and what you can do to tighten the budget. Good luck!
Thanks for the tip! I will do just that(recap at the end of the month).